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NGNT

Privacy Policy

1. Introduction

100X Limited (referred to as we, us, our, 100X, Company) is a Nigerian company developing digital tokens pegged to the Naira to facilitate seamless transactions between token holders and users of other cryptocurrencies. Our tokens operate across multiple supported blockchains to ensure ease of use.

2. Overview

This Privacy Policy explains how we collect, use, store, share, and protect personal data from website visitors and users ("Data Subjects") who engage with our services and products.

It applies to our website and all related sites, applications, services, and tools (collectively, our "Services").

By accessing or using our Services, you agree to the collection, use, and disclosure of your personal data as described in this Policy. Your use of our Services is also subject to our Terms of Use.

3. Information We Collect

The personal data we collect depends on how you interact with us, the services you use, and the choices you make. We collect data from various sources, including information you provide directly, data collected automatically, third-party sources, and data we infer or generate.

3.1 Personal Data You Provide

We may collect:

  • Basic Information: Name, phone number, email, address, date of birth, nationality, etc.
  • Identification Information: Utility bills, photographs/videos, government-issued IDs (passport, driver's license, NIN, BVN), employment details, proof of residency, visa information.
  • Corporate Information: Certificate of incorporation, memorandum and articles of association, details of directors and controlling shareholders.
  • Financial Information: Bank account details, card details, trading/investment experience, tax ID, bank statements, income/asset statements.
  • Wallet Information: Wallet addresses used in transactions.
  • Communications: If you contact us, we may receive your email and message content.
  • Referral Information: Name, phone number, or email of referrals.

3.2 Personal Data Collected Automatically

  • Device Information: IP address, browser type, OS version, device identifiers.
  • Usage Information: Transaction records, session data, pages viewed, links clicked, session duration, cookies.
  • Location Information: General geographic location derived from your IP address.

3.3 Personal Data from Others or Inferred

  • Partners: Information from financial institutions or payment processors.
  • Blockchain Data: Public blockchain data such as transaction details, timestamps, and wallet addresses.
  • Public Sources: Government or publicly available databases.
  • Inferences: For example, interests inferred from pages visited.

You may decline to provide certain data, but some features may become unavailable as a result.

4. How We Use Your Personal Information

We use your personal data to:

  • Establish and manage your account.
  • Deliver our Services.
  • Respond to inquiries and support requests.
  • Improve features, website content, and develop products.
  • Prevent misuse of our website.
  • Comply with legal and regulatory obligations (KYC, AML, anti-corruption, sanctions).
  • Prevent, detect, and manage fraud and illegal activities.
  • Send marketing content (with your explicit consent).
  • Verify identity using internal or third-party tools.
  • Maintain accurate records.
  • Resolve disputes.
  • Any other purpose disclosed to you during service delivery.

13. Contact Us

If you have any inquiries about this Privacy Policy, you may contact us at: support@cube.ng