How to Get a BVN in Nigeria: A Guide for Nigerians

Are you a Nigerian looking to get a BVN (Bank Verification Number)? Whether you are just starting out with a new bank account or you are an existing customer who has yet to get a BVN, this guide will provide you with all the information you need to know about how to get a BVN in Nigeria.

What is a BVN?

A BVN is a unique identifier that is assigned to every bank customer in Nigeria. It is an 11-digit number that is linked to your bank account(s) and is used to verify your identity whenever you engage in financial transactions.

Why do I need a BVN?

The Central Bank of Nigeria (CBN) requires all bank customers to have a BVN. This is part of the CBN's efforts to improve the security of the banking system and reduce fraud. Without a BVN, you will not be able to open a bank account or carry out transactions such as withdrawals, transfers, and deposits.

How do I get a BVN?

Getting a BVN is a straightforward process that requires you to visit a bank branch in person. Here are the steps:

1. Choose a bank: Choose the bank where you want to get your BVN. You do not have to choose the bank where you have an account, as any bank can provide you with a BVN.

2. Visit the bank: Go to the bank branch and ask to get a BVN. You will be directed to the BVN enrollment section.

3. Provide your personal information: You will be required to provide your personal information such as your full name, date of birth, phone number, and address. You will also need to provide a valid form of identification such as a national ID card, driver's license, or international passport.

4. Provide your biometric information: You will be required to provide your biometric information which includes your fingerprints and a photograph.

5. Receive your BVN: After completing the enrollment process, you will be given a receipt with your BVN. You should keep this receipt safe as you will need it for future reference.

How long does it take to get a BVN?

The BVN enrollment process typically takes less than an hour to complete. However, it may take longer if there are many people at the bank or if there are technical issues.

How much does it cost to get a BVN?

Getting a BVN is free of charge. You do not have to pay any fees to get a BVN.

Can I get a BVN online?

No, you cannot get a BVN online. You have to visit a bank branch in person to get a BVN. However, some banks may allow you to pre-enroll for a BVN online. This means that you can fill out the BVN enrollment form online and then take it to a bank branch for biometric enrollment.

Can I check my BVN online?

Yes, you can check your BVN online. To check your BVN, visit the BVN portal (https://www.bvn.com.ng/bvn/). Enter your BVN and click on "Lookup BVN". Your BVN details will be displayed on the screen.

What happens if I do not get a BVN?

If you do not get a BVN, your bank account(s) may be frozen. This means that you will not be able to carry out any financial transactions until you get a BVN.

Conclusion

Getting a BVN is an important step for all bank customers in Nigeria. It is a requirement by the CBN and is essential for carrying out financial transactions. If you have not yet gotten a BVN, visit a bank branch today to enroll for one.

FAQs

1. Can I get a BVN if I am not a Nigerian citizen?
   Yes, you can get a BVN if you are not a Nigerian citizen. However, you will need to provide a valid form of identification that is recognized by the CBN.

2. Can I enroll for a BVN at any bank branch?
   Yes, you can enroll for a BVN at any bank branch in Nigeria.

3. Can I update my BVN information?
   Yes, you can update your BVN information if there are any changes to your personal or biometric details. You can do this by visiting a bank branch and providing the updated information.

4. Can I get a BVN for my child?
   Yes, you can get a BVN for your child. However, the child must have a valid form of identification such as a birth certificate or national ID card.

5. What should I do if I lose my BVN?
   If you lose your BVN, you should contact your bank immediately to report the loss. The bank will provide you with a new BVN.