How to Get a C of O in Lagos: A Comprehensive Guide

If you're a property owner or investor in Lagos, one of the most crucial documents that you need to obtain is a Certificate of Occupancy (C of O). This document is a legal proof of ownership, and without it, you may not be able to exercise your rights as a property owner or sell your property. In this article, we'll take a look at what a C of O is, why it's important, and the steps you need to take to obtain one in Lagos.

What is a Certificate of Occupancy (C of O)?

A Certificate of Occupancy (C of O) is a legal document issued by the Lagos State Government to confirm that the state government recognizes you as the legal owner of a piece of land or property. The document contains details such as the name of the owner, the location and description of the property, and any restrictions or rights related to the property.

Why is a C of O important?

Obtaining a C of O is a crucial step in protecting your property rights in Lagos. Without a C of O, you may not be able to sell your property or exercise your rights as a property owner. In addition, a C of O can help you to secure financing for your property or attract potential buyers.

Steps to Obtain a C of O in Lagos

Step 1: Conduct a Search

Before applying for a C of O, you need to conduct a search to ensure that there are no encumbrances or disputes related to the property. This can be done at the Lands Bureau, and it involves a search of the property's title documents to verify its ownership and ascertain that there are no outstanding liabilities or litigation cases.

Step 2: Obtain a Survey Plan

After conducting a search, you need to obtain a survey plan of the property from a licensed surveyor. This plan is required to confirm the boundaries and measurements of the property and ensure that it conforms to the approved state layout.

Step 3: Obtain a Building Plan Approval

If your property has any structures on it, you need to obtain a building plan approval from the Lagos State Physical Planning Permit Authority (LASPPPA). This approval confirms that the structures conform to the approved building plan and meet the necessary safety and environmental standards.

Step 4: Obtain a Tax Clearance Certificate

To obtain a C of O, you need to obtain a tax clearance certificate from both the Federal Inland Revenue Service (FIRS) and the Lagos State Internal Revenue Service (LIRS). This certificate confirms that you have paid all your taxes and that there are no outstanding liabilities.

Step 5: Apply for the C of O

After obtaining all the necessary documents and approvals, you can apply for the C of O at the Lands Bureau. The application process involves submitting the necessary documents and paying the required fees. The process may take several weeks or months, depending on the complexity of the application and the workload at the Lands Bureau.

FAQs

Q1: How much does it cost to obtain a C of O in Lagos?

The cost of obtaining a C of O in Lagos varies depending on the size and location of the property. The fees may include survey fees, building plan approval fees, and processing fees at the Lands Bureau. It's advisable to consult a professional to get an accurate estimate of the total cost.

Q2: Can I apply for a C of O if I don't have all the necessary documents?

No, you cannot apply for a C of O if you don't have all the necessary documents and approvals. The application process requires that you provide all the required documents and meet all the necessary conditions.

Q3: Can I sell my property without a C of O?

Technically, you can sell your property without a C of O, but it's not advisable. The absence of a C of O may make it difficult to attract potential buyers or secure financing for the property. In addition, it exposes you to legal risks and disputes related to the ownership of the property.

Q4: Can I obtain a C of O for a property that has an existing tenant?

Yes, you can obtain a C of O for a property that has an existing tenant. However, you need to ensure that the tenancy agreement is legally valid and doesn't conflict with your ownership rights. It's advisable to seek professional legal advice to avoid any legal disputes.

Q5: How long does it take to obtain a C of O in Lagos?

The processing time for a C of O in Lagos varies depending on the workload at the Lands Bureau and the complexity of the application. It may take several weeks or months to obtain a C of O, so it's advisable to plan ahead and start the application process early.

Conclusion

Obtaining a Certificate of Occupancy (C of O) is a crucial step in protecting your property rights in Lagos. The process may seem daunting, but by following the steps outlined in this article and seeking professional advice where necessary, you can obtain a C of O and secure your ownership rights. Remember to conduct a search, obtain a survey plan, obtain a building plan approval, obtain a tax clearance certificate, and apply for the C of O at the Lands Bureau.