How To Register Nhf Online

How to Register NHF Online: A Step-by-Step Guide

If you are looking to register for the National Housing Fund (NHF) online, you have come to the right place. In this article, we will guide you through the process of registering for NHF online. The NHF was created to help Nigerians own their own homes, and registering for it is an important step towards achieving that dream.

What is the NHF?

The National Housing Fund (NHF) is a scheme created by the Federal Government of Nigeria to help Nigerians access affordable housing. The scheme is managed by the Federal Mortgage Bank of Nigeria (FMBN) and funded by a 2.5% deduction from the monthly salary of Nigerian workers earning the minimum wage and above.

Why register for NHF online?

Registering for the NHF online is convenient, easy, and can be done from the comfort of your home. It also saves time and reduces the stress of going to the bank or FMBN office. The online registration process is designed to be user-friendly and easy to navigate.

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How to Register for NHF Online

To register for NHF online, follow these simple steps:

Step 1: Visit the FMBN website

Go to the FMBN website at www.fmbn.gov.ng.

Step 2: Click on “NHF Registration”

On the homepage, click on “NHF Registration” to begin the registration process.

Step 3: Fill in the required information

You will be redirected to a page where you will be required to fill in your personal information such as your name, email address, phone number, and residential address.

Step 4: Upload your documents

You will also be required to upload scanned copies of the following documents:

  • Passport photograph
  • Valid means of identification (National ID card, International passport, Driver’s license, or Voter’s card)
  • Letter of employment
  • Recent pay slip

Step 5: Confirm your details

After filling in your personal information and uploading your documents, you will be required to confirm your details before submitting your application.

Step 6: Submit your application

Once you have confirmed your details, click on “Submit” to complete your registration.

What Happens After Registering for NHF Online?

After registering for NHF online, your application will be processed by the FMBN. If your application is approved, you will be issued a NHF number which you will use to access the NHF loan.


Registering for NHF online is a simple and convenient process that can be done from the comfort of your home. It is an important step towards owning your own home, and we hope this guide has been helpful in guiding you through the process.

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1. How long does it take for my application to be processed?

The processing time for NHF registration can vary, but it usually takes between 2-4 weeks.

2. Can I register for NHF online if I am not a Nigerian citizen?

No, NHF registration is only available to Nigerian citizens.

3. Can I register for NHF online if I am self-employed?

Yes, self-employed individuals can register for NHF online. However, they will be required to provide additional documents such as their business registration certificate and tax clearance.

4. Can I register for NHF online if I am not a salary earner?

No, NHF registration is only available to individuals who earn a regular monthly income.

5. How do I access the NHF loan after registering online?

To access the NHF loan, you will be required to provide your NHF number to your bank or mortgage institution. They will then guide you through the loan application process.