How To Upgrade Uba Account

Upgrading Your UBA Account: A Step-by-Step Guide

Are you tired of limited access to banking services? Do you want to enjoy premium banking privileges? Upgrading your UBA account is the solution. This article will guide you through the steps to upgrade your UBA account to a higher tier.

What is UBA?

UBA, United Bank for Africa, is one of the leading financial institutions in Africa, with a presence in 20 African countries and three global financial centers: London, Paris, and New York. UBA provides a range of banking services, including personal, corporate, and investment banking.

What are the benefits of upgrading your UBA account?

Upgrading your UBA account comes with many benefits, including:

  1. Enhanced banking privileges: Upgrading your account gives you access to a broader range of banking services, including higher withdrawal limits, increased transaction limits, personalized banking, and dedicated customer support.

  2. Discounts and rewards: With a higher account tier, you can enjoy discounts and rewards on UBA products and services, such as loans, insurance, and investment products.

  3. Interest on savings: By upgrading your account, you can earn higher interest rates on your savings.

  4. International transactions: A higher account tier allows you to perform international transactions with ease, including foreign currency transfers and forex trading.

  5. Mobile banking: UBA's mobile banking app offers a range of features, such as bill payments, airtime top-up, and fund transfers, which are available to higher-tier account holders.

How to upgrade your UBA account

Upgrading your UBA account is a straightforward process that can be completed in just a few steps.

Step 1: Visit a UBA branch

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Visit any UBA branch closest to you and request an account upgrade form. You will be required to provide some personal information and identification documents, such as your passport or driver's license.

Step 2: Choose your preferred account tier

UBA offers four account tiers: UBA Savings, UBA Current, UBA Gold, and UBA Platinum. Each tier has its minimum balance requirement and unique privileges. Choose the tier that best suits your banking needs and financial capabilities.

Step 3: Fund your account

To upgrade your account, you must meet the minimum balance requirement of your chosen account tier. Fund your account to the required amount to qualify for the account upgrade.

Step 4: Complete the upgrade process

Submit the account upgrade form and required documents to the customer service representative at the UBA branch. Your account will be upgraded to the selected tier within a few business days.

Frequently Asked Questions (FAQs)

  1. How long does it take for my account to be upgraded?

Your account will be upgraded within a few business days after completing the upgrade process.

  1. What is the minimum balance requirement for each account tier?

The minimum balance requirement for each account tier is as follows:

  • UBA Savings: N5,000
  • UBA Current: N100,000
  • UBA Gold: N1,000,000
  • UBA Platinum: N5,000,000
  1. Can I upgrade my account online?

No. Account upgrades can only be done at a UBA branch.

  1. What identification documents do I need to upgrade my account?

You will need to provide any of the following identification documents: Passport, National Identity Card, Driver's License, or Voter's Card.

  1. What happens if I cannot maintain the minimum balance requirement for my account tier?
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If you cannot maintain the minimum balance requirement for your account tier, you will be downgraded to a lower tier or a UBA savings account.


Upgrading your UBA account is a wise decision that offers numerous benefits, including enhanced banking privileges, discounts, and rewards, interest on savings, international transactions, and mobile banking services. By following the simple steps outlined in this article, you can upgrade your UBA account and enjoy premium banking services.

So, what are you waiting for? Head over to the nearest UBA branch and upgrade your account today!