How To Borrow On Airtel (airtime And Data)

How to Borrow in Airtel

Airtel Nigeria is one of the leading telecommunication companies in Nigeria with millions of subscribers. One of the benefits of being an Airtel subscriber is the ability to borrow airtime and data when in need.

This article will guide you on how to borrow in Airtel, the requirements to borrow and frequently asked questions about borrowing on Airtel.

What is Airtel Borrow?

Airtel borrow is a service that allows Airtel subscribers to borrow airtime and data when they run out of credit. This service comes in handy, especially when you have no other means of getting credit. The borrowed credit is deducted from your next recharge.

How to Borrow Airtime on Airtel

To borrow airtime in Airtel, ensure that you have met the following requirements:

  1. You must be an Airtel prepaid subscriber.
  2. You must have been on the Airtel network for at least 3 months.
  3. Your SIM card must be registered.

Once you have confirmed that you meet these requirements, follow these steps to borrow airtime in Airtel:

  1. Dial *500# on your Airtel line.
  2. Select option 1 (Borrow Credit).
  3. Select the amount of credit you want to borrow.
  4. Confirm your selection.
  5. The borrowed credit will be credited to your account immediately.
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How to Borrow Data on Airtel

To borrow data on Airtel, follow these steps:

  1. Dial *500# on your Airtel line.
  2. Select option 3 (Borrow Data).
  3. Choose the data plan you want to borrow.
  4. Confirm your selection.
  5. The borrowed data will be credited to your account instantly.

Airtel Borrow Limits

Airtel subscribers can borrow a maximum of N2,000 airtime and 1.5GB data. However, the amount you can borrow depends on your credit history and how frequently you recharge your line.

Airtel Borrow Eligibility

To be eligible to borrow in Airtel, you must meet the following requirements:

  1. You must be an Airtel prepaid subscriber.
  2. You must have been on the Airtel network for at least 3 months.
  3. Your SIM card must be registered.
  4. You must have a good credit history.
  5. You must recharge your line frequently.

Airtel Borrow Charges

Airtel charges a service fee of 15% on all borrowed amount. This means that if you borrow N100, you will receive N85. The service fee is deducted from the borrowed credit or data.

How to Check Airtel Borrow Balance

To check your borrowed balance in Airtel, dial *500# and select the option for checking your balance. You will receive an SMS with your borrowed balance and the due date for repayment.

How to Pay Back Airtel Borrowed Credit and Data

Airtel automatically deducts the borrowed credit or data from your next recharge. This means that when you recharge your line, the borrowed amount will be deducted along with the service fee. If you do not recharge your line, Airtel will deduct the borrowed amount along with the service fee from your airtime balance.

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How to Check Your Airtel Credit History

To check your Airtel credit history, dial *500# and select the option for checking your credit history. You will receive an SMS with your credit history, including the amount borrowed, repayment date, and the service fee charged.

Airtel Borrow FAQs

  1. Can I borrow airtime and data at the same time on Airtel?

No, you cannot borrow airtime and data at the same time on Airtel. You have to borrow them separately.

  1. Can I borrow airtime or data if I have an outstanding loan on Airtel?

No, you cannot borrow airtime or data if you have an outstanding loan on Airtel. You have to pay back your outstanding loan before you can borrow again.

  1. Can I borrow airtime or data if I have a negative balance in Airtel?

No, you cannot borrow airtime or data if you have a negative balance on Airtel. You have to recharge your line to a positive balance before you can borrow.

  1. What happens if I do not pay back my borrowed credit or data?

If you do not pay back your borrowed credit or data, Airtel will restrict your line from making calls, sending SMS, or browsing until you pay back your debt.

  1. Can I borrow more than the specified limit on Airtel?

No, you cannot borrow more than the specified limit on Airtel. The amount you can borrow depends on your credit history and how frequently you recharge your line.

Conclusion

Borrowing on Airtel is a convenient way to get credit when you need it. However, it is important to meet the eligibility requirements, be aware of the charges, and pay back the borrowed amount on time. By following these guidelines, you can enjoy the benefits of Airtel borrow without any hassle.

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